/* Instrument Sans, not Body. Same job, but a narrower set width, a
   double-storey g and open terminals — it stops the page reading as the
   default fintech SaaS face and gives the numerals somewhere to sit. */
@font-face{font-family:Body;src:url(fonts/InstrumentSans.ttf)format('truetype');font-weight:400 700;font-display:swap}

:root{
  --cream:#F2EAE0; --cream2:#F6EFE6; --cream3:#F0E9DF; --paper:#FBF9F5;
  --blue:#073C93; --blue2:#03388A; --btn:#1341C9; --ribbon:#2C55D4;
  --dark:#171717; --dark2:#1A1A1A; --lime:#D6D34F; --lime2:#C3D24A;
  --ink:#141414; --muted:#6C6862; --faint:#8A857E; --line:rgba(0,0,0,.09);
  --maxw:1560px; --gut:clamp(24px,4.4vw,72px);
  --sec:clamp(84px,9vw,152px);
  --ease:cubic-bezier(.16,1,.3,1); --ease2:cubic-bezier(.7,0,.2,1);
  --nav:76px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-font-smoothing:antialiased;scroll-behavior:smooth;scroll-padding-top:96px}
body{position:relative;background:var(--cream);color:var(--ink);
  font-family:Body,system-ui,sans-serif;font-size:17px;line-height:1.6;overflow-x:hidden}
body.locked{overflow:hidden}
img{display:block;max-width:100%}
button{font-family:inherit;cursor:pointer;border:0;background:none;color:inherit}
a{text-decoration:none;color:inherit}
section{position:relative;overflow:hidden}
.wrap{position:relative;width:100%;max-width:var(--maxw);margin:0 auto;
  padding-left:var(--gut);padding-right:var(--gut);z-index:5}
.disp{font-weight:900;letter-spacing:-.028em;line-height:.9;text-transform:uppercase}
h1.disp{font-size:clamp(44px,6.7vw,112px);letter-spacing:-.034em;line-height:.88}
h2.disp{font-size:clamp(28px,3.6vw,54px)}
/* the two longest headings get their own scale so each keeps its own line breaks */
.story h2.disp{font-size:clamp(26px,3.0vw,44px)}
.save h2.disp{font-size:clamp(26px,3.1vw,46px)}
.eyebrow{font-size:12px;letter-spacing:.2em;font-weight:700;color:var(--btn);
  text-transform:uppercase;margin-bottom:20px}
.lede{font-size:clamp(16px,1.3vw,20px);color:#4A463F;max-width:46ch;margin-top:26px}

/* ---------------------------------------------------------------- reveal */
.rv{opacity:0;transform:translateY(38px);
  transition:opacity .9s var(--ease),transform 1s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv.d1{transition-delay:.08s}.rv.d2{transition-delay:.16s}.rv.d3{transition-delay:.24s}
.rv.d4{transition-delay:.32s}.rv.d5{transition-delay:.40s}
.rvs{opacity:0;transform:translateY(52px) scale(.97);
  transition:opacity 1.1s var(--ease),transform 1.2s var(--ease)}
.rvs.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .rv,.rvs{opacity:1!important;transform:none!important;transition:none}
  html{scroll-behavior:auto}
  .float{animation:none!important}
}

/* ------------------------------------------------------------------ nav */
#prog{position:fixed;top:0;left:0;right:0;height:3px;z-index:95;pointer-events:none}
#prog i{display:block;height:100%;width:0;background:var(--btn)}
.nav{position:fixed;top:0;left:0;right:0;z-index:90;height:var(--nav);
  display:flex;align-items:center;transition:height .45s var(--ease),
  background .45s,box-shadow .45s,color .45s}
.nav .in{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 var(--gut);
  display:flex;align-items:center}
.nav.stuck{height:62px;background:rgba(246,239,230,.88);backdrop-filter:blur(18px) saturate(1.3);
  box-shadow:0 1px 0 rgba(0,0,0,.07),0 8px 30px rgba(60,45,30,.07)}
.nav.dark{color:#fff}
.nav.dark.stuck{background:rgba(16,16,16,.84);box-shadow:0 1px 0 rgba(255,255,255,.1)}
.nav .logo{font-weight:900;font-size:clamp(20px,1.7vw,27px);letter-spacing:-.02em;
  display:flex;align-items:center;gap:10px}
.nav .logo em{width:8px;height:8px;border-radius:50%;background:var(--btn);
  font-style:normal;transition:transform .5s var(--ease)}
.nav .logo:hover em{transform:scale(1.9)}
.nav ul{display:flex;gap:clamp(20px,2.4vw,46px);list-style:none;margin:0 auto}
.nav ul a{font-size:12px;font-weight:600;letter-spacing:.11em;text-transform:uppercase;
  position:relative;padding:8px 0;opacity:.72;transition:opacity .3s}
.nav ul a::after{content:"";position:absolute;left:0;right:100%;bottom:2px;height:1.5px;
  background:var(--btn);transition:right .45s var(--ease)}
.nav.dark ul a::after{background:var(--lime)}
.nav ul a:hover{opacity:1}
.nav ul a:hover::after,.nav ul a.on::after{right:0}
.nav ul a.on{opacity:1}
.nav .right{display:flex;align-items:center;gap:clamp(14px,1.8vw,30px)}
.nav .signin{font-size:12px;font-weight:600;letter-spacing:.11em;text-transform:uppercase}
.pill{background:var(--btn);color:#fff;border-radius:100px;font-size:12px;font-weight:700;
  letter-spacing:.1em;padding:14px 28px;text-transform:uppercase;position:relative;
  overflow:hidden;transition:transform .4s var(--ease),box-shadow .4s}
.pill::before{content:"";position:absolute;inset:0;transform:translateX(-120%);
  background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.45),transparent 70%)}
.pill:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(19,65,201,.36)}
.pill:hover::before{transform:translateX(120%);transition:transform .75s}
.burger{display:none;width:34px;height:34px;position:relative}
.burger i{position:absolute;left:5px;right:5px;height:1.8px;background:currentColor;
  transition:transform .45s var(--ease),opacity .3s}
.burger i:nth-child(1){top:11px}.burger i:nth-child(2){top:17px}.burger i:nth-child(3){top:23px}
.nav.open .burger i:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav.open .burger i:nth-child(2){opacity:0}
.nav.open .burger i:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* --------------------------------------------------------------- ribbon */
/* above section backgrounds and photography, below all copy and cards */
#ribbons{position:absolute;top:0;left:0;width:100%;height:100%;pointer-events:none;
  z-index:2;overflow:hidden}
.rib{position:absolute;pointer-events:none;will-change:transform}
.float{animation:float 9s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-13px)}}

/* ----------------------------------------------------------------- hero */
.hero{min-height:min(100vh,1000px);display:flex;align-items:center;
  padding-top:calc(var(--nav) + clamp(30px,5vw,74px));padding-bottom:clamp(40px,6vw,90px)}
.hero .photo{position:absolute;right:0;top:0;width:clamp(420px,46vw,760px);height:100%;z-index:1}
.hero .photo img{width:100%;height:100%;object-fit:cover;object-position:46% 26%}
.hero .photo::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,
  var(--cream) 0%,rgba(242,234,224,.86) 14%,rgba(242,234,224,0) 44%)}
.hero .lede{max-width:34ch}
.emboss{position:absolute;font-weight:900;text-transform:uppercase;color:var(--cream);
  letter-spacing:-.04em;z-index:1;user-select:none;line-height:1;
  text-shadow:0 3px 2px rgba(255,255,255,1),0 -3px 3px rgba(154,133,110,.46),
              0 7px 9px rgba(255,255,255,.7),0 -1px 1px rgba(154,133,110,.3)}
.stage{position:relative;margin-top:clamp(28px,4vw,62px);
  height:clamp(320px,35vw,540px);perspective:1600px}

/* --------------------------------------------------------- device chrome */
.dash{position:absolute;background:var(--paper);border-radius:14px;overflow:hidden;
  display:flex;box-shadow:0 40px 90px rgba(60,45,30,.22),0 6px 20px rgba(60,45,30,.10);
  transform-style:preserve-3d;will-change:transform}
.dash .side{width:clamp(84px,7.4vw,120px);flex:none;background:#F4F1EC;
  padding:16px 11px;border-right:1px solid var(--line)}
.dash .side .lg{font-weight:900;font-size:11px;margin:2px 0 16px 6px}
.dash .side i{display:flex;align-items:center;gap:8px;font-style:normal;font-size:9.5px;
  color:var(--muted);padding:7px;border-radius:6px;transition:background .3s,color .3s}
.dash .side i b{width:10px;height:10px;border-radius:50%;border:1.3px solid #B9B4AC;flex:none}
.dash .side i.on{background:#E7EDFB;color:var(--btn);font-weight:600}
.dash .side i.on b{border-color:var(--btn);background:var(--btn)}
.dash .main{flex:1;padding:16px 19px;min-width:0}
.stat{font-size:9.5px;letter-spacing:.09em;color:var(--faint);text-transform:uppercase}
.statv{font-size:clamp(15px,1.5vw,21px);font-weight:700;letter-spacing:-.025em;margin-top:4px}
.phone{position:absolute;background:#0E0E0E;border-radius:38px;padding:5px;
  box-shadow:0 34px 70px rgba(60,45,30,.3),0 0 0 1px rgba(255,255,255,.06) inset;
  will-change:transform}
.phone .scr{background:var(--paper);border-radius:33px;overflow:hidden;height:100%;
  position:relative}
/* a small pill sitting below the top edge — the island shape, not a wide notch
   biting into the screen, which is what actually reads as a current iPhone */
.phone .notch{position:absolute;top:9px;left:50%;transform:translateX(-50%);width:34%;
  max-width:62px;height:11px;background:#0E0E0E;border-radius:999px;z-index:3}
/* the home indicator, added on the screen rather than in markup so every phone
   on the page gets one without touching four separate blocks */
.phone .scr::after{content:"";position:absolute;left:50%;bottom:7px;z-index:3;
  transform:translateX(-50%);width:32%;max-width:64px;height:4px;border-radius:999px;
  background:rgba(20,20,20,.34);pointer-events:none}
/* chart strokes draw themselves as their screen scrolls into view */
.draw{stroke-dasharray:var(--len,900);stroke-dashoffset:var(--len,900);
  transition:stroke-dashoffset 1.9s var(--ease)}
.in .draw,.draw.in{stroke-dashoffset:0}
.grow{transform:scaleY(0);transform-origin:bottom;transition:transform .9s var(--ease)}
.in .grow,.grow.in{transform:scaleY(1)}
/* stagger the bar chart so the columns rise in sequence left to right */
.in .grow:nth-of-type(1){transition-delay:.04s}
.in .grow:nth-of-type(2){transition-delay:.12s}
.in .grow:nth-of-type(3){transition-delay:.20s}
.in .grow:nth-of-type(4){transition-delay:.28s}
.in .grow:nth-of-type(5){transition-delay:.36s}
.in .grow:nth-of-type(6){transition-delay:.44s}
@media(prefers-reduced-motion:reduce){.in .grow{transition-delay:0s!important}}

/* --------------------------------------------------------------- coming */
.coming{background:var(--cream2);padding:var(--sec) 0}
.coming .grid{display:grid;grid-template-columns:minmax(280px,26%) 1fr;
  gap:clamp(28px,4vw,72px);align-items:start}
/* the thumb is one element that slides, rather than a background switching on
   and off under each label — the movement is what makes it read as a control
   rather than three buttons repainting */
.seg{display:inline-flex;position:relative;background:#E8DFD2;border-radius:100px;
  padding:4px;margin-top:30px;isolation:isolate}
.seg::before{content:"";position:absolute;z-index:0;top:4px;bottom:4px;
  left:var(--thumb-x,4px);width:var(--thumb-w,0);border-radius:100px;
  background:var(--paper);box-shadow:0 1px 4px rgba(0,0,0,.12);
  transition:left .42s cubic-bezier(.36,1.02,.3,1),width .42s cubic-bezier(.36,1.02,.3,1)}
.seg b{position:relative;z-index:1;font-size:12px;font-weight:600;letter-spacing:.1em;
  color:var(--muted);padding:11px 24px;border-radius:100px;cursor:pointer;
  transition:color .3s ease;user-select:none}
.seg b.on{color:var(--ink)}
@media(prefers-reduced-motion:reduce){.seg::before{transition:none}}
.card{background:var(--paper);border-radius:14px;padding:clamp(16px,1.6vw,26px);
  box-shadow:0 28px 64px rgba(60,45,30,.15),0 4px 12px rgba(60,45,30,.06)}
.crow{display:flex;align-items:flex-start;border-bottom:1px solid var(--line);
  padding-bottom:18px;flex-wrap:wrap;gap:14px}
.crow .t{font-size:17px;font-weight:600;min-width:170px;flex:1}
.legend{display:flex;gap:16px;margin-top:12px;font-size:10.5px;color:#7C776F}
.legend s{text-decoration:none;display:flex;align-items:center;gap:6px}
.legend s u{text-decoration:none;width:9px;height:9px;background:var(--btn);display:block}
.legend s.d u{background:none;border-top:2px dotted var(--btn);height:0;width:11px}
.crow .c{flex:1;padding-left:clamp(12px,1.6vw,26px);border-left:1px solid var(--line);
  min-width:118px}
.chartwrap{display:grid;grid-template-columns:1fr minmax(190px,246px);
  gap:clamp(14px,1.6vw,24px);padding-top:18px}
.chart{position:relative;height:clamp(160px,15vw,230px)}
.chart .yl{position:absolute;left:0;top:0;bottom:22px;width:32px;display:flex;
  flex-direction:column;justify-content:space-between;font-size:9.5px;color:#A29C93}
.chart .xl{position:absolute;left:40px;right:8px;bottom:0;display:flex;
  justify-content:space-between;font-size:10.5px;color:#8C877E}
.upcoming{padding-left:clamp(12px,1.6vw,22px);border-left:1px solid var(--line)}
.h{font-size:9.5px;letter-spacing:.13em;color:var(--faint);margin-bottom:12px;
  text-transform:uppercase}
.uprow{display:flex;justify-content:space-between;gap:10px;padding:9px 0;
  border-bottom:1px solid rgba(0,0,0,.05);font-size:12px}
.uprow s{text-decoration:none;display:block;color:#969089;font-size:10px;margin-top:3px}
.bot3{display:grid;grid-template-columns:1fr 1fr minmax(220px,300px);
  gap:clamp(14px,1.8vw,28px);margin-top:20px;border-top:1px solid var(--line);padding-top:18px}
.b3row{display:flex;align-items:center;font-size:12px;padding:6px 0;gap:10px}
.b3row em{font-style:normal;flex:1}
.b3row i{width:8px;height:8px;border-radius:50%;flex:none}
.link{color:var(--btn);font-size:11.5px;margin-top:9px;display:inline-block;
  border-bottom:1px solid transparent;transition:border-color .3s}
.link:hover{border-color:var(--btn)}
.outlook{background:#F6F5EC;border-radius:10px;padding:16px 18px}

/* ----------------------------------------------------------------- paid */
.paid{background:var(--blue);color:#fff;padding:var(--sec) 0}
.paid .h,.paid .stat{color:rgba(255,255,255,.66)}
.paid .grid{display:grid;grid-template-columns:minmax(300px,31%) 1fr;
  gap:clamp(28px,4vw,64px);align-items:start}
.steps{display:flex;margin-top:38px;max-width:360px}
.steps > div{flex:1;position:relative}
.steps .dot{width:30px;height:30px;border-radius:50%;background:#fff;display:grid;
  place-items:center;color:var(--blue);font-size:14px;position:relative;z-index:2;
  transform:scale(0);transition:transform .55s var(--ease)}
.in .steps .dot,.steps.in .dot{transform:scale(1)}
.steps > div:nth-child(2) .dot{transition-delay:.22s}
.steps > div:nth-child(3) .dot{transition-delay:.44s}
.steps .dot.now{background:var(--lime)}
.steps > div::before{content:"";position:absolute;left:15px;right:15px;top:14px;height:2px;
  background:rgba(255,255,255,.4);transform:scaleX(0);transform-origin:left;
  transition:transform .6s var(--ease) .18s}
.in .steps > div::before,.steps.in > div::before{transform:scaleX(1)}
.steps > div:last-child::before{display:none}
.steps span{display:block;font-size:11px;letter-spacing:.13em;margin-top:16px;font-weight:600}
.paidphoto{margin-top:clamp(30px,4vw,58px);border-radius:10px;overflow:hidden;
  box-shadow:0 26px 56px rgba(0,10,50,.36)}
.paidphoto img{width:100%;height:clamp(180px,17vw,280px);object-fit:cover;
  transition:transform 1.4s var(--ease)}
.paidphoto:hover img{transform:scale(1.05)}
.paidstage{position:relative;min-height:clamp(460px,50vw,740px)}
.paidstage .phone{z-index:6}
/* light screens must not inherit the blue section's white text */
.paid .phone .scr{color:var(--ink)}
.paid .phone .scr .stat{color:var(--faint)}
.invoice{position:absolute;left:2%;top:0;width:clamp(240px,29vw,440px);z-index:4}
.invoice img{width:100%;filter:drop-shadow(0 26px 44px rgba(0,10,50,.44))}
.invtxt{position:absolute;inset:0;padding:9% 10%;color:#1A1A1A;z-index:2;
  font-size:clamp(7px,.8vw,11px)}
.invtxt .ttl{font-size:1.25em;font-weight:700;letter-spacing:.04em}
.invtxt .sm{font-size:.82em;color:#5C5C5C;margin-top:3px}
.invrow{display:flex;justify-content:space-between;padding:.85em 0;
  border-bottom:1px solid rgba(0,0,0,.12)}
.deposit{position:absolute;right:0;top:20%;width:clamp(190px,18.5vw,280px);background:var(--paper);
  color:var(--ink);border-radius:14px;padding:clamp(16px,1.6vw,26px);
  box-shadow:0 26px 54px rgba(0,10,50,.4);z-index:5}
.deposit .amt{font-size:clamp(26px,2.7vw,40px);font-weight:700;letter-spacing:-.03em;
  margin-top:18px}
.limebar{position:absolute;right:0;top:calc(20% + clamp(160px,16vw,236px));
  width:clamp(190px,18.5vw,280px);background:var(--lime);border-radius:12px;padding:15px 20px;
  font-size:12.5px;color:#2A2E10;z-index:5;display:flex;align-items:center;gap:12px}

/* ---------------------------------------------------------------- taxes */
.taxes{background:var(--cream3);padding:var(--sec) 0}
.taxes .grid{display:grid;grid-template-columns:minmax(260px,23%) 1fr minmax(230px,21%);
  gap:clamp(22px,3vw,54px);align-items:start}
.organizer{width:100%;border-radius:8px}
.pockets{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(14px,2vw,42px);
  margin-top:-13%;padding:0 4%;position:relative;z-index:4}
.pocket{background:#EFEAE0;border-radius:8px 8px 28px 28px;padding:18px 12px 24px;
  text-align:center;box-shadow:0 12px 26px rgba(60,45,30,.16);
  transition:transform .5s var(--ease)}
.pocket:hover{transform:translateY(-7px)}
.pocket b{display:block;font-size:clamp(11px,1.05vw,15px);font-weight:700;letter-spacing:.09em}
.pocket span{display:block;font-size:clamp(11px,1vw,14px);margin-top:10px;color:#3A3733}
.taxcard{background:var(--paper);border-radius:14px;padding:clamp(16px,1.7vw,26px);
  box-shadow:0 20px 44px rgba(60,45,30,.16)}
.taxcard .amt{font-size:clamp(26px,2.6vw,38px);font-weight:700;letter-spacing:-.03em;
  margin-top:14px}
.taxbtn{background:#DCDC8E;color:#2E3110;border-radius:8px;width:100%;padding:14px;
  font-size:12.5px;font-weight:600;margin-top:20px;transition:background .3s,transform .4s}
.taxbtn:hover{background:#D2D27E;transform:translateY(-2px)}
.receipt{background:#E9E3D8;border-radius:6px;padding:14px 15px;margin:8px}

/* ----------------------------------------------------------------- made */
.made{color:#fff;min-height:clamp(420px,46vw,720px);display:flex;align-items:center;
  padding:var(--sec) 0}
.made .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1;
  will-change:transform}
.made::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,
  rgba(18,12,7,.76) 0%,rgba(18,12,7,.32) 38%,rgba(18,12,7,0) 66%)}
.made blockquote{font-family:Georgia,'Times New Roman',serif;font-style:italic;
  font-size:clamp(20px,2.3vw,36px);line-height:1.32;margin-top:32px;max-width:12ch}
.serifM{position:absolute;right:2%;top:2%;font-family:Georgia,'Times New Roman',serif;
  font-size:clamp(200px,32vw,470px);line-height:1;color:#231C15;z-index:3;user-select:none}

/* ----------------------------------------------------------------- save */
.save{background:var(--cream);padding:var(--sec) 0}
/* The ribbon already sits under the copy, but a busy satin passing directly
   behind a serif headline still costs legibility. A soft cream scrim, bled far
   past the text so it has no visible edge of its own, buys the contrast back
   without hiding the ribbon. */
.save .grid > div:first-child{position:relative;z-index:1}
.save .grid > div:first-child::before{
  content:"";position:absolute;z-index:-1;
  left:-14%;right:-14%;top:-22%;bottom:-22%;
  background:radial-gradient(72% 62% at 42% 50%,
    var(--cream) 0%, rgba(242,234,224,.92) 46%, rgba(242,234,224,0) 100%);
  pointer-events:none}
.save .grid{display:grid;grid-template-columns:minmax(310px,26%) 1fr minmax(175px,15%);
  gap:clamp(22px,3vw,54px);align-items:center}
.goalbtn{background:var(--btn);color:#fff;border-radius:100px;padding:16px 34px;
  font-size:12.5px;font-weight:700;letter-spacing:.11em;margin-top:30px;
  text-transform:uppercase;transition:transform .4s var(--ease),box-shadow .4s}
.goalbtn:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(19,65,201,.36)}
.goals{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(14px,2.4vw,52px)}
.goal{aspect-ratio:23/25;border-radius:50%;overflow:hidden;position:relative;
  background:#EDE6DB;box-shadow:0 20px 42px rgba(60,45,30,.18);
  transition:transform .6s var(--ease)}
.goal:hover{transform:translateY(-9px) scale(1.02)}
.goal img{width:100%;height:52%;object-fit:cover;margin-top:13%}
.goal .lb{position:absolute;top:7%;left:0;right:0;text-align:center;
  font-size:clamp(9px,.85vw,12px);font-weight:700;letter-spacing:.12em;z-index:2}
.goal .amt{position:absolute;bottom:15%;left:0;right:0;text-align:center;
  font-size:clamp(16px,1.8vw,26px);font-weight:700;letter-spacing:-.02em}
.goal .of{position:absolute;bottom:8%;left:0;right:0;text-align:center;
  font-size:clamp(8px,.72vw,11px);color:#7C776F}
.goal .arc{position:absolute;inset:0;z-index:3}
.goal .arc path{stroke-dasharray:var(--len,300);stroke-dashoffset:var(--len,300);
  transition:stroke-dashoffset 1.7s var(--ease)}
.in .goal .arc path,.goal.in .arc path{stroke-dashoffset:var(--off,120)}

/* ---------------------------------------------------------------- story */
.story{background:var(--dark2);color:#fff;padding:var(--sec) 0}
.story .grid{display:grid;grid-template-columns:minmax(300px,33%) 1fr;
  gap:clamp(24px,3vw,56px);align-items:start}
.tabs{display:flex;gap:clamp(16px,2vw,34px);margin-top:30px;font-size:12.5px;
  letter-spacing:.1em;color:#9A968F}
.tabs b{padding-bottom:11px;font-weight:600;cursor:pointer;border-bottom:2px solid transparent;
  transition:color .3s,border-color .3s}
.tabs b.on{color:#fff;border-bottom-color:var(--lime)}
.dcards{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(10px,1.2vw,18px)}
.dcard{background:#212121;border:1px solid #2E2E2E;border-radius:12px;
  padding:clamp(13px,1.3vw,20px);display:flex;flex-direction:column;
  min-height:clamp(260px,26vw,370px);transition:border-color .4s,transform .5s var(--ease)}
.dcard:hover{border-color:#3E3E3E;transform:translateY(-6px)}
.dcard .h{color:#B6B2AB;line-height:1.55}
.dcard .foot{margin-top:auto;padding-top:14px;font-size:11px;color:#8C887F;cursor:pointer}
.dcard .foot:hover{color:#fff}

/* ----------------------------------------------------------------- calm */
.calm{background:var(--blue2);color:#fff;padding:clamp(56px,6.4vw,110px) 0}
.calm .grid{display:grid;grid-template-columns:minmax(180px,17%) minmax(230px,26%) auto 1fr;
  gap:clamp(20px,2.6vw,48px);align-items:center}
.secure{background:var(--paper);color:var(--ink);border-radius:12px;
  padding:clamp(15px,1.5vw,24px);box-shadow:0 20px 42px rgba(0,8,40,.34)}
.secure .r{display:flex;justify-content:space-between;font-size:13px;padding:8px 0;gap:12px}
.secure .r.b{border-top:1px solid var(--line);margin-top:8px;padding-top:13px}
.fp{width:clamp(88px,9vw,140px);aspect-ratio:1;background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.22);border-radius:20px;display:grid;place-items:center}
.fp svg path{stroke-dasharray:var(--len,120);stroke-dashoffset:var(--len,120);
  transition:stroke-dashoffset 1.6s var(--ease)}
.in .fp svg path,.fp.in svg path{stroke-dashoffset:0}
.trust div{display:flex;align-items:center;gap:16px;margin-bottom:24px;font-size:13px;
  font-weight:600;letter-spacing:.09em}
.trust div:last-child{margin-bottom:0}

/* ---------------------------------------------------------------- quote */
.quote{background:var(--cream);min-height:clamp(230px,25vw,380px);display:flex;
  align-items:center}
.quote .ph{position:absolute;left:0;top:0;width:clamp(280px,36vw,580px);height:100%;z-index:1}
.quote .ph img{width:100%;height:100%;object-fit:cover}
.quote .ph::after{content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(242,234,224,0) 58%,var(--cream) 98%)}
.quote blockquote{margin-left:auto;width:min(56%,760px);font-family:Georgia,serif;
  font-style:italic;font-size:clamp(21px,2.6vw,42px);line-height:1.32;z-index:4;
  position:relative}

/* ----------------------------------------------------------------- plan */
.plan{background:var(--cream);padding:var(--sec) 0}
.plan .photo{position:absolute;right:0;top:0;width:clamp(360px,52vw,920px);height:100%;z-index:1}
.plan .photo img{width:100%;height:100%;object-fit:cover}
.plan .photo::after{content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,var(--cream) 0%,rgba(242,234,224,0) 38%)}
.plan .grid{display:grid;grid-template-columns:minmax(280px,29%) minmax(260px,330px) 1fr;
  gap:clamp(24px,3.4vw,64px);align-items:center}
.pricing{background:var(--paper);border-radius:14px;padding:clamp(18px,1.9vw,30px);
  box-shadow:0 26px 56px rgba(60,45,30,.2)}
.pricing .lg{font-weight:900;font-size:clamp(16px,1.4vw,22px)}
.pricing .price{font-size:clamp(26px,2.7vw,40px);font-weight:700;letter-spacing:-.03em;
  margin-top:16px}
.pricing .price i{font-style:normal;font-size:.36em;font-weight:500;color:var(--muted)}
.pricing ul{list-style:none;margin-top:18px}
.pricing li{display:flex;gap:9px;align-items:center;font-size:12.5px;padding:5px 0;
  color:#3A3733}
.pricing li s{text-decoration:none;color:var(--btn)}
.pricing .go{background:var(--btn);color:#fff;border-radius:8px;width:100%;padding:15px;
  font-size:12.5px;font-weight:700;letter-spacing:.11em;margin-top:22px;text-transform:uppercase;
  transition:transform .4s var(--ease),box-shadow .4s}
.pricing .go:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(19,65,201,.34)}

/* --------------------------------------------------------------- footer */
footer{position:relative;overflow:hidden;background:var(--dark);color:#fff;
  padding:clamp(56px,6vw,96px) 0 34px}
footer .grid{display:grid;grid-template-columns:minmax(200px,26%) repeat(3,1fr) auto;
  gap:clamp(20px,3vw,52px)}
footer h5{font-size:11px;letter-spacing:.14em;font-weight:700;margin-bottom:20px}
footer .col a{display:block;font-size:13px;color:#B6B2AB;padding:6px 0;
  transition:color .3s,transform .35s var(--ease)}
footer .col a:hover{color:#fff;transform:translateX(5px)}
.fsoc{display:flex;gap:20px;align-items:flex-start}
.fsoc a{width:24px;height:24px;display:grid;place-items:center;opacity:.85;
  transition:opacity .3s,transform .4s}
.fsoc a:hover{opacity:1;transform:translateY(-3px)}
.fbot{display:flex;gap:clamp(20px,4vw,90px);font-size:10.5px;letter-spacing:.11em;
  color:#8C887F;margin-top:clamp(36px,5vw,72px);padding-top:24px;
  border-top:1px solid rgba(255,255,255,.09);flex-wrap:wrap}
.fbot .up{margin-left:auto;letter-spacing:.11em;font-size:10.5px;color:#8C887F}
.fbot .up:hover{color:#fff}

/* ---------------------------------------------------------------- modal */
.modal{position:fixed;inset:0;z-index:120;display:grid;place-items:center;padding:24px;
  opacity:0;visibility:hidden;transition:opacity .4s,visibility .4s}
.modal.on{opacity:1;visibility:visible}
.modal .veil{position:absolute;inset:0;background:rgba(12,10,8,.72);backdrop-filter:blur(7px)}
.sheet{position:relative;background:var(--paper);border-radius:16px;width:min(520px,100%);
  padding:clamp(26px,3vw,44px);transform:translateY(22px) scale(.97);
  transition:transform .5s var(--ease)}
.modal.on .sheet{transform:none}
.sheet h3{font-size:clamp(24px,2.4vw,34px);font-weight:900;letter-spacing:-.03em;
  text-transform:uppercase}
.sheet p{font-size:14px;color:var(--muted);margin-top:12px}
.field{margin-top:18px}
.field label{display:block;font-size:10px;letter-spacing:.16em;font-weight:700;
  color:var(--faint);margin-bottom:8px}
.field input{width:100%;background:#fff;border:1px solid #DED8CE;border-radius:8px;
  padding:14px;font-family:inherit;font-size:14px;outline:0;transition:border-color .3s}
.field input:focus{border-color:var(--btn)}
.sheet .x{position:absolute;top:14px;right:20px;font-size:26px;color:var(--muted)}
.msg{font-size:12.5px;color:var(--btn);margin-top:14px;min-height:18px}

/* ----------------------------------------------------------- responsive */
@media (max-width:1180px){
  .coming .grid,.paid .grid,.taxes .grid,.save .grid,.story .grid,.plan .grid,
  .calm .grid{grid-template-columns:1fr}
  .dcards{grid-template-columns:repeat(2,1fr)}
  .bot3,.chartwrap{grid-template-columns:1fr}
  .hero .photo{opacity:.5}
  footer .grid{grid-template-columns:1fr 1fr 1fr}
  .quote blockquote{width:60%}
  .plan .photo{opacity:.5}
}
@media (max-width:820px){
  .nav ul{display:none;margin:0}
  .nav.open ul{display:flex;position:fixed;top:62px;left:0;right:0;flex-direction:column;
    gap:0;background:rgba(246,239,230,.98);backdrop-filter:blur(20px);padding:12px 22px 26px;
    border-bottom:1px solid var(--line)}
  .nav.dark.open ul{background:rgba(16,16,16,.98)}
  .nav.open ul a{display:block;padding:16px 0;font-size:14px;
    border-bottom:1px solid rgba(0,0,0,.07)}
  .nav .right{margin-left:auto}
  .nav .signin{display:none}
  .burger{display:block}
  .dcards,.goals,.pockets,footer .grid{grid-template-columns:1fr}
  .pockets{margin-top:16px;gap:12px;padding:0}
  .goals{gap:22px;max-width:320px;margin:0 auto}
  .stage{height:auto;display:flex;flex-direction:column;gap:20px;perspective:none}
  .dash,.phone{position:relative!important;left:auto!important;right:auto!important;
    top:auto!important;width:100%!important;height:auto!important;min-height:320px;
    transform:none!important}
  .invoice{position:relative;width:100%;left:0}
  .deposit,.limebar{position:relative;width:100%;top:auto;margin-top:18px;right:auto}
  .paidstage{min-height:0}
  .quote{flex-direction:column;padding:40px 0}
  .quote .ph{position:relative;width:100%;height:220px}
  .quote blockquote{width:100%;margin:24px 0 0;padding:0 var(--gut)}
  .plan .photo,.serifM{display:none}
}